We provide insured benefits and other plans designed to protect the employees and meet the corporate and budget objectives of an organization. A consultation usually includes an assessment of the current program, professional recommendations, plan design, employee seminars and communications, and assistance with ongoing administration.
Section 105/Medical Reimbursement Plans
Zero Base Benefit Planning
Group Medical Coverage
Group Dental Care
Group and Supplemental Life Insurance
Group Disability Income Protection
Flexible Benefits (Sec. 125 Plans)
We design plans that provide extra benefits to executives or business owners and professionals.
Split-Dollar Plans
Salary Continuation Plans
Insurance Bonus Plans
Long Term Care Plans
We arrange benefits options that allow individual employees to select and purchase certain additional coverages for themselves or family members at no cost to the employer.
GAP Coverage
Group Life Insurance
Disability Insurance
Dental Insurance
We assist executives, business owners, families and others in designing their estate to accomplish personal objectives and minimize estate tax. This process often includes the individual's attorney, trust officer, accountant and investment advisor.
Income Needs Analysis
Trust Arrangements
Personal Life Insurance Audits
Charitable Gift Planning
We design and assist in the establishment of qualified retirement plans for small and large businesses and non-profit organizations, as well as individuals.
Pension Plans
Profit Sharing Plans
401 k Plans
Tax Sheltered Annuities
Individual Retirement Accounts
SEP's
SIMPLE Plan
Business Continuation Planning
We advise owners of businesses and closely held corporations in designing succession plans that allow uninterrupted continuation of the organization in the event of death, disability or retirement of key employees.
Key Management Protection
Buy/Sell Arrangements
Business Overhead Expense Protection
Loan Coverage